Bupa MyFlexi VHIS Plan

  • Add "Push the Limit Benefit"2,3 to enjoy combined benefit up to HK$1.66M Full Cover & Supplementary Major Medical Benefit annually
  • 【Limited Time Offer】Enjoy 20% off now#! Child discount up to 35% off4!
Please call us at
2517 5542

Key features

  • Officially certified Flexi Plan from the government with clear terms and conditions
  • With worldwide1 medical insurance coverage and enhanced benefits that go beyond the standard VHIS features
  • Claim a tax deduction on up to HK$8,000 in premiums annually5,6
  • Unknown pre-existing conditions are covered, subject to a waiting period7
  • By selecting from our many optional benefits5, you can tailor your policy to better protect your health and wellbeing

Push the Limit benefits

  • Optional enhanced benefit "Push the Limit Benefit" 2,3 offers up to $1.04M Full Cover Benefit on eligible expenses at our appointed hospitals and service providers 9,10 and up to $620K Supplementary Major Medical Benefit (covers up to 80% of the excess) annually, which will be restored in the next policy year with no lifetime benefit limit
  • "Push the Limit Benefit" features a cashless treatment option8 - use your Bupa medical card for hospitalisation and other medical services at designated service providers 10, and you won’t need to submit any claims
  • "Push the Limit Benefit" includes personalised health coaching services for better health protection



  • Optional Clinical Benefit5 offers full cover on eligible expenses (eg. GP, specialists, physiotherapists, Chinese herbalists, Chinese bonesetters) at designated service providers10
  • Optional Dental Benefit5 offers full cover on eligible expenses (eg. scaling & polishing, fillings & extractions, periodontal (gum) treatment) at designated network dental centres 11,12
  • Optional Maternity Benefit5 covers obstetrician's fees, hospitalisation charges, prenatal and postnatal check-up costs
  • Psychiatric-related treatments and Psychological Counselling to take care of your mental wellbeing
【Limited Time Offer】Enjoy 20% off now#! Child discount up to 35% off4!
Got question? 2517 5542

Other features (also covered by Bupa MyBasic VHIS Plan)

  • Eligible to enrol on or before 80 years old and guaranteed renewal up to 100 years old13
  • Cover for medical expenses as a result of congenital condition(s) with symptoms appearing or diagnosed after age 8 7
  • Covers hospital expenses (eg. Specialist's, Surgeon's, Anaesthetist's fee)
  • Covers surgeries performed in a clinic or day-case unit of a hospital (eg. wound sutures, plaster casts and endoscopies)
  • Covers prescribed non-surgical cancer treatments (eg. radiotherapy, chemotherapy, targeted therapy, immunotherapy)
  • Covers prescribed diagnostic imaging tests (eg. MRI and CT scans)14
  • Covers psychiatric treatments 1
  • No medical examination required for enrolment
  • 21-day cooling off period
  • No claims-based charges – Your premium will be based on your age only, no matter how many claims you have made
  • No lifetime benefit limit



  • Our customer helpdesk provides 24-hour live support to answer queries related to your cover
  • A team of qualified nurses and healthcare professionals provide 24-hour live guidance on your health-related queries, with the support of doctors16
  • Second medical opinion from a global panel of medical specialists can be arranged if you're suffering from a serious illness
  • Other services include doctor referrals, Chronic Conditions Programme, a Care Manager to follow up on your claims


Why choose Hong Kong’s medical insurance expert?

Global healthcare specialist

  • Bupa began in the UK in 1947. We are a leading international healthcare organisation with over 70 years of experience.
  • Apart from providing health insurance, we run clinics, hospitals, dental centres care homes, and more in many countiies like the UK, Australia and Spain. Our focus in healthcare funding and services explains why we have the expertise and resources to provide you with smart and suitable solutions in healthcare.


Trusted brand

  • Health insurance provider to Hong Kong’s 19,000 civil servants for more than 20 years running.
  • We’ve gained the trust of more than 400,000 individuals, 3,200 companies.
  • Almost half of our customers have been Bupa members for 3 years and more.

Non-VHIS plan suggestions:


Certified VHIS plan:

▶ Quote Bupa MyFlexi VHIS Plan online now

▶ Compare different schemes: Click "Need Recommendations?"

▶ Still considering? See the top 10 reasons about "Why Choose Bupa"


The health insurance schemes detailed on this webpage are underwritten by Bupa (Asia) Limited. Bupa (Asia) Limited is authorised and regulated by the Hong Kong Insurance Authority to carry out general insurance business in the HKSAR.

Get quote or details

【Limited Time Offer】Enjoy 20% off now#! Child discount up to 35% off4!

  • I have read and accepted the Personal Data Information Collection Statement. By clicking "Get quote or details", I confirm that I give consent to Bupa using my personal data for direct marketing of its related insurance products and services.
Get quote or details